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Cluster-based KUR lending is a solution for business units of people not yet included in traditional banking services.
Jakarta (Antara) – Vice President Maruf Amin said he hoped Indonesia’s entrepreneurial movement would spur social change.
“A requirement for economic development is the quality of human resources and the ability to increase the number of domestic entrepreneurs. Entrepreneurs often bring positive change to society through innovative, inclusive and sustainable products/services. ‘, he explained in Semarang, Central Java. Tuesday.
He made this statement while simultaneously launching PLUT Semarang, an Integrated Business Service Center for Six Cooperatives and MSMEs (PLUT KUMKM). PLUT Buleleng District, Bali; PLUT Purworejo District, Central Java. PLUT Dairi District, North Sumatra; PLUT Maros District, South Sulawesi; PLUT Kendari City, South East Sulawesi.
Amid the pandemic recovery process, the government continues to encourage MSMEs and entrepreneurs to bounce back with the help of empowerment, social assistance, funding and mentoring.
“Including supporting the growth of the entrepreneurial ecosystem through networking and business incubation, research-based product/service innovation, technology use, increasing digital literacy, and creating a conducive business environment,” he added. rice field.
In the future, it is hoped that these efforts will continue and that various programs and budgets from ministries, agencies, local governments and other stakeholders will be combined under the grand design for national entrepreneurship development. is expected.
“Then followed by market access, product marketing and promotion, access to raw materials/production equipment, and other restrictions,” he added.
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He then called for continued improvements in the distribution of People’s Business Credits (KUR) under special KUR schemes based on business groups or clusters through the KUMKM Revolving Funds Distribution Agency.
“Cluster-based KUR lending is a solution for business units of people not yet included in traditional banking services,” he said.
According to him, KUR distribution should be community-based or focused on community business groups. Implementation of the program must be done in a responsible, accountable and transparent manner to meet the needs of the masses and ensure the safety of their businesses.
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“I also encourage all of us to foster entrepreneurship in our communities. Entrepreneurship can be achieved by instilling innovative, creative, independent, honest and unwavering thinking and behavior, including in our educational curricula. It has to be introduced from an early age,” Amin said.
The Vice President has set goals to increase Indonesia’s entrepreneurship ratio to 3.95%, financial access to 90%, MSME export contribution to 21.6% and the number of digital MSMEs to 30 million by 2024.
Since 2013, at least 74 KUMKM PLUTs have been installed in 74 districts/cities in 32 provinces of Indonesia.
At Tuesday’s event, Vice President Amin was accompanied by Minister of Cooperatives and Small and Medium Enterprises (SMEs) Teten Masuduki, Governor of Central Java Province Ganjar Pranowo, five district heads and one mayor. of the region where PLUT was established.
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