5 budgeting apps for couples with shared financial goals

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If you want to manage your finances with your partner, a budgeting app can help.

Key Point

• If you’re having trouble managing your money as a couple, consider using a budgeting app to better manage your financial affairs.
• Goodbudget, Mint, You Need a Budget is a budget management app for couples.

Are you having trouble managing your money? A budgeting app can help you manage your finances easier and reduce waste. These apps are useful if you want to free up extra income for savings goals or use extra money to pay off debt. Whether you have an account or a personal account, budgeting apps for couples can be beneficial and both can be in the loop. Here are some budgeting apps for couples who share financial goals .

1. good budget

cost: Free (limited features) or Plus version for $8/month or $70/year

Goodbudget is a budget management app for couples who want to manage their household budget together. You can set a household budget and share it with your budgeting partners. This app uses the envelope method of budgeting. You can receive money, set categories and spending limits, and monitor progress. If you’re looking for an easy way to virtually stick to your budget together, this is a good option.

2. Honeydew

cost: free

Honeydue is another financial app for couples. You and your partner can use this tool to track financial accounts, check balances, reconcile bills, split expenses, and work together in tackling financial goals. If you don’t have extra cash to spare and want to make some financial changes, try this free budgeting app.

3. I need a budget

cost: $14.99/month or $99/year

You Need a Budget (YNAB) is a popular budgeting tool. This app focuses on zero-based budgeting. Recently, the company introduced a new app feature YNAB Together. This allows couples, roommates, and families to share budgets and work on finances together. A YNAB user can invite up to 5 people to her YNAB Together for the price of a single subscription.

4. Mint

cost: free

Mint isn’t marketed as a budgeting app for couples, but you can use it to manage your finances with others. You can import data from financial accounts, add personal and shared accounts, and manage your finances in one shared Mint account. Unlike other budget management apps, this app is free to use.

Mint’s most notable features are the ability to monitor cash flow, track monthly spending, set and follow spending budgets, and negotiate bills. You can also set up alerts to notify you of additional charges, waste and upcoming charges. If you have financial goals you’re working on this year as a couple, Mint can help you reach them.

5. Simplify

cost: $3.99/month or $47.88/year

Simplifi is another budgeting app couples can use to jointly manage their finances. You can connect your various financial accounts, set and work on savings goals, monitor your spending, set and follow spending budgets, see your progress, and see what changes you need to make as you navigate your financial journey. Couples can connect individual or joint accounts to manage their money as partners.

Support each other’s shared and personal financial goals

Working together as a team in working on shared personal financial goals is a healthy way to support partnerships. If you’re struggling to reach your financial dreams and want to get on the same page, try Couples Budgeting Apps.